Galaxy Motors now offers IN HOUSE FINANCING
You shop here, you should be able to buy here! Down payments may vary, but EVERYone is approved at Galaxy Motors!
- Have you been told no?
- Have you been told that the vehicle you want it too old to finance?
- Do you make money, but you’re missing proof, like taxes or pay stubs?
- Are you new to the country and just have no credit at all?
Galaxy Motors can help! Apply online or come see us today and ask about our unique finance opportunities!
Get the Best Automotive Financing Rates from Galaxy Motors
We constantly beat the competition on selection, price, and quality of vehicles for sale at Galaxy Motors, but what good is a great vehicle at any price if you don’t have the money to buy it? After 30 years of selling used vehicles in BC we know the value of making sure our clients have the best possible options for financing a vehicle purchase and we’re very proud of what we offer!
- Galaxy Motors works with 16 automotive lenders to guarantee our clients the best options for financing a used vehicle.
- We have the experience to help clients choose a payment plan that matches their budget, lifestyle and choice of vehicle.
- Our easy and flexible finance options cover all types of credit problems, even bankruptcy/divorce.
- Feel secure and comfortable knowing that we offer some of the most competitive interest rates around.
Stuck in a lease?
Getting a great rate (currently @ 4.45% APR!) on financing is nice, and finding the perfect vehicle at an unbeatable price is excellent, but what if you’re currently putting all your spare cash into an existing lease? No problem!
Not only does Galaxy Motors purchase cars, proudly offering some of the best deals on trade-ins, we can also purchase vehicles that are still on-lease and not yet paid off!
Making your application: What papers to bring?
At Galaxy Motors we really want to make it easy to get a great deal on a used vehicle you’ll love, and if we could, we’d just be handing out loans on a pinky swear and a smile, but trust us, we can’t get away with that one.
What we are doing is bringing the lenders to you and we use our 30 years of experience to make the process as quick & easy as possible!
In order to secure the lowest possible interest rate there’s a few things that clients can do to help:
- Bring your last two pay stubs with you, a void cheque or a pre-authorized debit form.
- If you are a pensioner, or on disability, please bring in your T4Es and three months of bank statements showing the money going in regularly.
- If you are self employed, you will need your most recent NOAs and three months of bank statements showing your payments going in.
Testimonials: Awesome Feedback & Reviews!
Our success speaks for itself! We encourage our customers to let us know how we did, especially if they have a concern/feel we could do better.
Here’s some reviews from clients that were very happy with the financing that we were able to provide them for purchasing a vehicle:
3 months ago
I did not think purchasing a car would be so easy. Bryce Metzger, our sales guy, was so good at matching our energy that we did not feel an ounce of pressure during this sale. He truly made this experience enjoyable. Dealership Manager …MoreI did not think purchasing a car would be so easy. Bryce Metzger, our sales guy, was so good at matching our energy that we did not feel an ounce of pressure during this sale. He truly made this experience enjoyable. Dealership Manager Alex T is straight up, and will absolutely do what is in his power to accommodate your financial needs when making such a large purchase. These two gentleman are the very reason we drove away happy as can be with our new car. Hassle Free. THANKS GUYS SO MUCH!
Response from the owner3 months ago
Thank you for the review Cory, we appreciate you taking the time. Bryce and Alex will be happy to hear your are enjoying your new car! Hope you see you Saturday for your complimentary car wash!
a month ago
they guys at galaxy were great Jim mcleod was helpful and deeter at finance made the deal work
Response from the ownera month ago
Thank you for the rating Ryan, Jim and the team here at Galaxy Colwood will be pleased to hear you were happy with your purchase!
6 months ago
Big shout out to Bryce at the Colwood galaxy motors! It was my first time financing a car and he made it super easy for me to understand how it all works and was very patient and personable but very professional. Would definitely recommend galaxy motors and sir Bryce himself. A true 5 star review for a 5 star guy and 5 star vehicle.
Response from the owner6 months ago
Thank you for the review Micah, we will let Bryce know you appreciated his 5 star treatment, and hope you enjoy your 5 star vehicle!
4 months ago
I am currently financing a car with Galaxy Motors and the staff and Alex have been incredibly accommodating and friendly. Would definitely reccomend this dealership for anyone in Victoria looking for a new or used vehicle.
Response from the owner4 months ago
Thank you for your review Shelby, we appreciate you taking the time to tell us about your experience.
9 months ago
Thank you! Riley did a super job. It was my first time financing and he was SUPER helpful and patient with all my small questions. …MoreThank you! Riley did a super job. It was my first time financing and he was SUPER helpful and patient with all my small questions.
I would recommend him as a sales person to anyone looking for a used car.
I can see why you are voted best of the city for so many years in a row! All the staff were very kind and helpful.
Response from the owner9 months ago
Thank you for your review Melissa, we are happy to hear all your questions were answered. We will let Riley know you appreciated his service.
7 months ago
Bought my 2015 Chevrolet Cruze LS1 here and was dealing with Jozsef. I felt like I was not rushed into buying and was happy with my purchase. Thanks also to the finance team at galaxy and TD bank on getting a great interest rate. I also felt confident buying here verses some other places I checked out.
Response from the owner7 months ago
Thank you for the review Travis, we will be sure to let Jozsef and the finance team know you appreciated their hard work! Enjoy the 2015 Chevrolet Cruze!
3 years ago
Great prices, awesome Service. Tristan and the team at Galaxy were able to find the right car for my needs and were actually able to get my financing, something no other dealership in town could (despite their ads of “we’ll give you $1,000 …MoreGreat prices, awesome Service. Tristan and the team at Galaxy were able to find the right car for my needs and were actually able to get my financing, something no other dealership in town could (despite their ads of “we’ll give you $1,000 if we can’t approve you”, the “other” dealerships not only couldn’t get me financed, but did not hold up to their advertisement.)
Excellent after sale care too. If you’re thinking of going somewhere else, stop now because these guys really are the best. I’m now the fourth person from my circle of friends to buy from them and we all have only positive things to say!
Response from the owner3 years ago
Jason thanks for taking the time to tell us how you feel. We appreciate your business. Enjoy the new ride.
3 years ago
I needed a new SUV and checked out a very low mile Tahoe and some other SUV’s , my salesperson was Brent. I was glad I started at Galaxy Motors and took a look at a couple different vehicles. I knew that several of my coworkers and …MoreI needed a new SUV and checked out a very low mile Tahoe and some other SUV’s , my salesperson was Brent. I was glad I started at Galaxy Motors and took a look at a couple different vehicles. I knew that several of my coworkers and friends have bought vehicles from Galaxy recently and highly recommend them. We looked at a few models and drove the two I liked. The salesman at Galaxy took the time to answer my questions, He was very friendly and laid-back. I also like that he admitted he didn’t know some things about the specific unit I wanted. I was approved almost immediately and He got us the best finance rate possible. Brent ( BK ) was really pleasure to work with. I will say I didn’t feel any pressure to buy and he really knew the products he was selling. I will definitely refer my friends in the future.
4 years ago
I bought a car from Galaxy a couple years ago but decided that I needed something more economical fuel wise as I drive greater distances more frequently now. I started looking and contacted Galaxy as I had previously purchased here. I …MoreI bought a car from Galaxy a couple years ago but decided that I needed something more economical fuel wise as I drive greater distances more frequently now. I started looking and contacted Galaxy as I had previously purchased here. I thought I knew what I wanted but the sales person (Danny) was very upfront and honest with me telling me that I may want to rethink so of my options that I thought I wanted as when they are put in by the factory they cot thousands but only cost a fraction of that after market. It was several weeks of back and forth by email and he was always patient and responsive. When I stopped by the lot Danny was with a client but Keith helped me and took me a some test drives and I ended up buying something I never thought I would but I love it!. The manager (Trent) came and chatted while paperwork was being processed as we grew up in the same town and Andy in finance was fantastic to work with. I didn’t ever feel pressured or led towards any one purchase over another. Finally the insurance agent even saved me more money on my insurance. After I left with my new car I realized I had forgotten some things in the console of my old vehicle and I called as soon as I realized and they had all of my belonging together at the front desk waiting for me. Cheers guys!
3 years ago
We had just started looking for a new Truck only a week ago. On Saturday we drove down to Colwood from Ladysmith to visit friends, we stopped by the Galaxy lot on Saturday. We almost bought a truck up Island, we couldn’t be happier that we …MoreWe had just started looking for a new Truck only a week ago. On Saturday we drove down to Colwood from Ladysmith to visit friends, we stopped by the Galaxy lot on Saturday. We almost bought a truck up Island, we couldn’t be happier that we waited. Our salesman was Brent ( BK ), he took the time to Bring to our attention the features of the Laramie model, and they had the dark interior we wanted. We drove the model Brent showed us and he assured us the dealership would make the payments affordable. * We didn’t want to go over budget too much, Brent showed us How the payment difference of the Laramie model wasn’t much at all. We are now so pleased with our almost new Truck, and its interior. The financing transaction was actually fast and understandable. We will recommend Brent to our friends. We are very pleased with the total transaction and strongly recommend buying from Brent at Galaxy.
3 years ago
My wife and I decided that we needed to buy a new reliable car before the arrival of another child. We started at Galaxy Motors and took a look at a couple different vehicles and found one that really fit our needs. We then decided we …MoreMy wife and I decided that we needed to buy a new reliable car before the arrival of another child. We started at Galaxy Motors and took a look at a couple different vehicles and found one that really fit our needs. We then decided we wanted to go to other dealerships just to check out our options. After visiting a dozen other car lots, comparing old and new cars we knew we were getting the best car for our money from Galaxy Motors. We purchased a car with only 7500kms and nearly 2/3’s of the cost as if it was new!
The financing was quick and easy. We were approved almost immediately and I think Galaxy really got us the best rate possible. While we were shopping around and asking what going interest rates are on used cars so I know that not only did we get the best car, we also received the best financing interest rate.
Brett was a really pleasure to work with. We didn’t feel any pressure to buy and he really knew the product he was selling. After visiting a dozen other lots, I can say Brett was by far the most knowledgeable and professional.
We were also reassured going through the signing process with Dieter. He explained everything to us and gave us all the information to make choices on extended warranties and financing terms.
Once we decided we were ready to buy the whole process was so quick and easy! We went from saying ‘yes’ to driving away in our new, freshly washed car in under 90mins!!
We will definitely be back to Galaxy Motors when we are ready to buy again. In the mean time we will be there on Saturday’s for our free car washes!
4 years ago
This was our first time visiting a Galaxy Motors, and we chose the location in Victoria BC. We were VERY impressed with our experience at this location! The employees there did EVERYTHING they could to help us leave with the vehicle of our …MoreThis was our first time visiting a Galaxy Motors, and we chose the location in Victoria BC. We were VERY impressed with our experience at this location! The employees there did EVERYTHING they could to help us leave with the vehicle of our dreams, and we did! Bryce was the car salesman who actually suggested to us the vehicle we ended up buying and we are very happy with it! Bryce gave us all the information we needed to know from the cool and practical features of the car to answers to all our questions about financing and payments ect. We learned a lot about our options and were very impressed with the kindness of all the employees that we were introduced to, and we will DEFINITELY be recommending GALAXY MOTORS in Victoria BC to EVERYONE we know in the future who will be looking for great deals and support on great vehicle selection! They inspected our car head to toe, and even filled the tank! THAT’S what i call great service and generosity! Thank you Galaxy Motors for changing our lives with this awesome fuel efficient car! The experience was so easy and quick, we are Very happy! Thank you Bryce for the awesome suggestion, and thank you to everyone else for making it a positive experience!
3 years ago
The wonderful folks at Galaxy went above and beyond to ensure I was able to drive away with my new (to me) Kia Rondo. They went back to the drawing board multiple times and eventually worked out a financing schedule that would suit all of …MoreThe wonderful folks at Galaxy went above and beyond to ensure I was able to drive away with my new (to me) Kia Rondo. They went back to the drawing board multiple times and eventually worked out a financing schedule that would suit all of us, especially me! As a business owner myself, I sincerely appreciate everything Gerry and Wesley did to make this new customer a happy one!!! I enjoyed my visits to the Colwood location, especially when the boss’ dog was visiting – her exuberant tail wags always make me smile!
3 years ago
Overall it was a pleasant experience, i dealt with a salesman named Danny Usher. …MoreOverall it was a pleasant experience, i dealt with a salesman named Danny Usher.
he was outgoing, and above all, honest about the cars i looked at, and helped me pick out my 2012 kia Sorento. he listened to my needs, and properly helped me find the fit for my needs and family.
he also had a great sense of humour, which made it more of a comfortable environment, and took some of the nervousness away from buying my first vehicle. Between him and Colby (sales Manager) they worked hard to find me the best deal and work out the financing within my budget.
I would highly recommend Galaxy Motors to anyone looking to purchase a new or used car, and i would definitely return for a second purchase.
3 years ago
My vehicle died last month. What to do? I hate car shopping. I looked around – need a vehicle to get me to work, wanted something super fuel efficient and small, but safe. Saw a SMART car on their lot. So I emailed them. In less than an …MoreMy vehicle died last month. What to do? I hate car shopping. I looked around – need a vehicle to get me to work, wanted something super fuel efficient and small, but safe. Saw a SMART car on their lot. So I emailed them. In less than an hour I had an email back from Joe Watson asking for more information. We set up a time to meet and he stayed late!
Long story short, this place has #CustServ out the yingyang! No, seriously! In less than 24 hours I had a the vehicle I wanted, full documentation on its history, a $1000+ off the price, an excellent warranty and no BS. Insurance was a breeze and financing (if you want it) is right there.
On top of this, they will wash and vacuum your vehicle once a month for free and give you lunch! Like, really people, where did you learn customer service? Japan? Obviously! (I used to reside in Japan, so my customer service expectations are ridiculously high.)
Need a vehicle? ASK FOR JOE – and tell them Scott McDonald sent you! Really, this has been the best customer service experience I’ve had in many years and the most hassle free vehicle I’ve EVER bought, bar none.
Response from the owner3 years ago
Wow Scott, thank you so much for taking the time to tell us and our future clients how happy you were with us and Joe. We just love it so much when clients are this happy. See you soon!
You can read more reviews on our reviews page, or by visiting your local city on our G+/FB Business pages. Here's all of our BC used car dealerships: